Business Underwriting Specialist

This role focuses on determining appropriate benefits and rates for group health insurance applications in accordance with AIA's policy guidelines. You will analyze the financial condition of the company, industry types, and employee group characteristics to price new policies, manage renewals, and handle contract amendments effectively. The position requires close collaboration with field forces and other internal functions to gather necessary information for sound decision-making. You will also be responsible for explaining underwriting actions and developing retention illustrations to demonstrate cost and expense areas. This is an opportunity to contribute to AIA's mission of securing a better future for customers and communities while building a long-term career in a leading insurance organization.

• Determine benefits and rates for group health insurance applications based on established guidelines
• Analyze financial conditions, industry types, and employee group characteristics to price new policies and manage renewals
• Collaborate with field forces and internal functions to gather information for decision-making
• Explain and defend underwriting actions to stakeholders
• Develop retention illustrations to identify cost and expense areas
• Explore opportunities to improve workflows and build a healthy work environment
• Perform other related tasks as assigned to support business policy and long-term growth

• Strong analytical skills and attention to detail
• Understanding of insurance principles and underwriting guidelines
• Ability to analyze financial data and claim experience
• Effective communication skills for explaining complex concepts
• Professional demeanor and ability to work collaboratively
• Willingness to undergo a criminal background check as part of the recruitment process