MLRO Thailand

Xendit is hiring a Money Laundering Reporting Officer (MLRO) for its Thailand operations in Bangkok. The role is the appointed AML/CFT officer accountable for designing, implementing and maintaining the effectiveness of Xendit Thailand's AML/CFT, sanctions and financial crime compliance framework, and serves as the primary liaison with the AMLO, law enforcement and the Bank of Thailand.

Responsibilities include overseeing CDD/EDD and ongoing monitoring, handling escalations from Merchant Operations and L1 analysts, reviewing STR investigations and filing Suspicious Transaction Reports, governing sanctions and adverse media screening, leading regulatory inspections and audits, and providing AML/CFT advisory for new payment products. Candidates need at least 8 years of AML/CFT or financial crime compliance experience, direct engagement with AMLO or similar regulators, and strong knowledge of the Payment Systems Act, AMLO requirements and FATF standards.

Act as the appointed MLRO and primary point of contact to AMLO, accountable for the AML/CFT framework.

Develop, implement and continuously enhance AML/CFT, sanctions, fraud and financial crime policies.

Oversee CDD/EDD, ongoing monitoring, customer risk rating, sanctions screening and PEP reviews.

Review STR investigations escalated from L1 analysts and prepare Suspicious Transaction Reports and regulatory filings to AMLO.

Lead regulatory inspections, audits, AML/CFT MI/KRI reporting, and remediation actions across TH operations.

Bachelor's degree in Law, Finance, Business, Risk Management, Compliance or related discipline.

At least 8 years' experience in AML/CFT, financial crime compliance or regulatory compliance within banks, PSPs, fintech or financial institutions.

Experience engaging directly with AMLO or other financial regulators.

Strong knowledge of the Payment Systems Act, AMLO AML/CFT requirements, sanctions obligations and FATF standards.

Professional certification such as ACAMS, ICA or equivalent is preferred.