Medical Underwriting Analyst - AIA Group Ltd

This role focuses on assessing individual life insurance applications to ensure policy issuance aligns with company guidelines. You will evaluate medical histories, physical conditions, and financial backgrounds to determine risk acceptance, modification, or decline. The position involves collaborating with field forces and internal functions to gather necessary information for informed decision-making. You will also be responsible for explaining underwriting actions and managing related tasks to support business growth and policy compliance.

The ideal candidate will contribute to AIA's mission of creating a healthier future by ensuring products are well-designed and priced. You will play a key role in safeguarding the organization's financial wellbeing while securing better outcomes for customers and communities. This opportunity allows you to build a long-term career in a dynamic environment focused on health and sustainability.

• Assess individual life insurance applications based on established underwriting guidelines
• Evaluate medical history, physical condition, occupational hazards, and financial background to determine risk
• Collaborate with field force and internal functions to gather information for decision-making
• Explain and defend underwriting actions to stakeholders
• Perform related tasks to align with business policy and support long-term growth
• Identify opportunities to improve workflows and build a healthy work environment

• Strong analytical skills and attention to detail
• Ability to evaluate complex information and make sound decisions
• Excellent communication skills for explaining underwriting actions
• Understanding of insurance principles and risk assessment
• Commitment to data accuracy and privacy compliance

• Experience in the insurance or financial services industry
• Knowledge of life insurance products and underwriting processes
• Strong interpersonal skills for cross-functional collaboration
• Ability to work independently and manage multiple priorities